Accessibility Statement

How Health Life Value Consulting (HLVC) works toward an accessible experience under the AODA and WCAG 2.1 Level AA, and how to request alternative formats or share feedback.

  • AODA.
  • WCAG 2.1 Level AA.
  • Alternative formats on request.

Last updated: September 2026

Health Life Value Consulting (HLVC) is committed to providing an accessible experience for every visitor and client, in keeping with the Accessibility for Ontarians with Disabilities Act (AODA) and the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA.

Measures We Take

  • Semantic HTML structure with appropriate landmark regions and heading hierarchy.
  • Sufficient colour contrast across text, controls, and key brand elements.
  • Keyboard-navigable controls and visible focus indicators on interactive elements.
  • Alternative text for meaningful imagery; decorative imagery hidden from assistive technology.
  • Responsive layouts that adapt to mobile, tablet, and desktop viewports.
  • Forms with explicit labels and inline validation messaging.

Alternative Formats

If any Health Life Value Consulting (HLVC) document, report, or web page is not accessible to you, we will provide an alternative format on request — including large-print, plain-text, or screen-reader-friendly equivalents — at no additional cost and within a reasonable timeframe.

Feedback

We welcome feedback on the accessibility of this website and our services. Please contact:

Health Life Value Consulting (HLVC)
info@hlvalueconsulting.ca
Toronto, Ontario, Canada

We will respond to accessibility feedback within 48 hours, seven days a week. Terms and conditions apply. We will use your feedback to improve future iterations of this site and our service delivery.

Ongoing Commitment

Accessibility is an ongoing process. We continue to test, audit, and improve this site against current accessibility standards, and will update this statement as significant changes are made.

HLVC — Health Life Value Consulting
89 McGill St, Toronto, ON M5B 0B1, Canada
+1-647-459-1243 · info@hlvalueconsulting.ca

© 2026 Health Life Value Consulting (HLVC). All rights reserved.

© 2026 HEALTH LIFE VALUE CONSULTING · All content, copy, methodology, valuation models, brand marks, and visual design on this site are the intellectual property of Health Life Value Consulting (HLVC) and are protected under Canadian and international copyright law. Unauthorized reproduction, redistribution, or derivative use — in whole or in part — is strictly prohibited without prior written consent. "Health Life Value Consulting (HLVC)", "Engineered Health", and the Health Life Value Consulting (HLVC) monogram are trademarks of Health Life Value Consulting.

Insurance Inducement Disclosure

Any non-insurance service described on this site is offered on its own stated terms. No such service is funded by, drawn from, added to, or provided as a rebate of any client's insurance premium. These services do not reduce, rebate, or vary the premium, terms, cost, coverage, or benefits of any insurance policy.

Insurance services described here are provided through Harikaran Loganathan personally, a FSRA-licensed Ontario Life Insurance Agent (FSRA Licence #26250965). Appointing Harikaran Loganathan as Broker of Record transfers the servicing of a group benefits plan to him personally through HLVC | Insurance & Benefits Advisory; it is not the purchase, sale, replacement, or switching of an insurance contract or carrier. These services are not offered as an inducement to buy, replace, renew, or maintain any insurance product within the meaning of the insurance legislation of the applicable Canadian province (including, in Ontario, the Insurance Act and FSRA's Unfair or Deceptive Acts or Practices rule). Nothing here is insurance advice, a recommendation to buy or replace coverage, or a binding offer of insurance; all insurance activity is performed by Harikaran Loganathan personally as an Ontario Life Insurance Agent, under and subject to the requirements of FSRA and the applicable provincial insurance regulators of Canada.

HLVC | Insurance & Benefits Advisory. Insurance services are provided by Harikaran Loganathan, an Ontario Life Insurance Agent (FSRA Licence #26250965), compensated by carrier commission as Broker of Record — no fee to the client corporation. Any tax discussion is illustrative only; confirm both corporate deductibility and possible employee taxable-benefit treatment with your accountant. Figures shown are illustrative and based on stated assumptions. Personal credentials: CSEP-CPT #26660 · B.H.Sc. (Kin). Fully insured CGL.