HLVC Member Network · Free

Member Network

A little more clarity.
A lot more support.

Join free and get your personal Member Code. It unlocks the HLVC Partner Network and Member Network services: reviewed local care connections, coverage and billing guidance, and time with a licensed advisor.

No purchase. No Broker of Record appointment needed. Unsubscribe anytime.

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Your Details

Your Area

Required to submit: join the network and agree to member-update emails.

Joining and member-update email consent are required to submit. You can unsubscribe at any time. Your information may be stored on servers outside Canada. Privacy policy

What your Member Code unlocks

The Partner Network

Vetted clinical and business partners across Ontario, each with an exclusive HLVC Client Privilege.

Member Network services

Reviewed local care connections, plain-language help with your plan, a denied claim or a billing question, plus member updates and event invitations.

Time with the founder

A free extended advisory session with a licensed advisor who spent nearly five years inside Manulife. Guidance is not medical advice and cannot promise a claim approval.

Partner value-adds depend on which partners take part and the terms each confirms. They are not guaranteed.

Not ready to join? Browse The Helping Hand library

Already an HLVC client?

If your employer's plan is with HLVC, all of this is already included, plus the full Claims Desk. Use the code from your employer.

Enter your code

How partners are vetted

Every partner is licensed or proven, delivers in Ontario, offers a client value-add, only meets you with your consent, and never pays to be listed.

See the Partner Network

Questions and privacy.

What’s a Member Code?

A personal code we email you when you join. Enter it at hlvalueconsulting.ca/advisor-hub#access to open your Member Dashboard. It’s for you only, and it’s switched off if you unsubscribe.

Does membership cost anything?

No. Membership is free. There is nothing to purchase and you can unsubscribe at any time. If you book care with a clinic, that clinic's usual fees apply, and coverage depends on your own plan.

Do I need to make HLVC my Broker of Record?

No. Joining is free and does not require a Broker of Record appointment. Public articles in The Helping Hand stay open to everyone.

Is this insurance?

No. HLVC Member Network is not an insurance plan and joining is not an insurance application. We help you understand the coverage you have and connect you with reviewed local care and licensed advice.

Is care available near me?

It depends on where you are. Tell us your area and the support you need so we can help you explore suitable options. Specific services and appointment availability vary by location.

What will I receive?

Practical updates when there is something useful to share, and invitations when an in-person event is planned in your area.

What happens to my information?

We never sell your information, never share it with your employer and never give it to clinics. Ask us to delete it any time at info@hlvalueconsulting.ca.

Own a clinic? Explore a partnership

HLVC — Health Life Value Consulting
89 McGill St, Toronto, ON M5B 0B1, Canada
+1-647-459-1243 · info@hlvalueconsulting.ca

© 2026 Health Life Value Consulting (HLVC). All rights reserved.

© 2026 HEALTH LIFE VALUE CONSULTING · All content, copy, methodology, valuation models, brand marks, and visual design on this site are the intellectual property of Health Life Value Consulting (HLVC) and are protected under Canadian and international copyright law. Unauthorized reproduction, redistribution, or derivative use — in whole or in part — is strictly prohibited without prior written consent. "Health Life Value Consulting (HLVC)", "Engineered Health", and the Health Life Value Consulting (HLVC) monogram are trademarks of Health Life Value Consulting.

Insurance Inducement Disclosure

Any non-insurance service described on this site is offered on its own stated terms. No such service is funded by, drawn from, added to, or provided as a rebate of any client's insurance premium. These services do not reduce, rebate, or vary the premium, terms, cost, coverage, or benefits of any insurance policy.

Insurance services described here are provided through Harikaran Loganathan personally, a FSRA-licensed Ontario Life Insurance Agent (FSRA Licence #26250965). Appointing Harikaran Loganathan as Broker of Record transfers the servicing of a group benefits plan to him personally through HLVC | Insurance & Benefits Advisory; it is not the purchase, sale, replacement, or switching of an insurance contract or carrier. These services are not offered as an inducement to buy, replace, renew, or maintain any insurance product within the meaning of the insurance legislation of the applicable Canadian province (including, in Ontario, the Insurance Act and FSRA's Unfair or Deceptive Acts or Practices rule). Nothing here is insurance advice, a recommendation to buy or replace coverage, or a binding offer of insurance; all insurance activity is performed by Harikaran Loganathan personally as an Ontario Life Insurance Agent, under and subject to the requirements of FSRA and the applicable provincial insurance regulators of Canada.

HLVC | Insurance & Benefits Advisory. Insurance services are provided by Harikaran Loganathan, an Ontario Life Insurance Agent (FSRA Licence #26250965), compensated by carrier commission as Broker of Record — no fee to the client corporation. Any tax discussion is illustrative only; confirm both corporate deductibility and possible employee taxable-benefit treatment with your accountant. Figures shown are illustrative and based on stated assumptions. Personal credentials: CSEP-CPT #26660 · B.H.Sc. (Kin). Fully insured CGL.